How is credit scored?

• Bad credit is a credit score is between 300 and 559

• Fair credit scores are usually between 560 and 659

• Good credit is a score between 660 and 724

• Very good credit is a score between 725 and 759

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                                     Do you perform a credit check?

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We do not conduct a credit check on our clients as it attributes to a clien'ts credit rating. We pair our clients with trusted lenders and investors soley based on their monthly income.

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                              What do I need to qualify for a loan?

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The qualifications are simple. Age of majority in your province, monthly income minimum of $1000.

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                               How fast can I receive my loan?

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   We fund our clients with their loans within 24 hours guaranteed.

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                                How will I receive my loan?

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We E-transfer our clients loans ensuring a fast turnaround time.

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           Do you report payments to the credit bureau agencies?

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We report our client's payments to both Equifax and TransUnion in an effort to increase our client's credit rating.

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                             Can I pay off my loan early?

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All of our loans are open, meaning that our client's are able to pay off their loan early without facing any penalties.

• Excellent credit scores are from 760 to 900 (900 is very hard to get).